Are Credit Repair Services like RMCN legal and legitimate?
I have recently contacted RMCN to help me get some false information off my credit report. Does anyone have any experience with RMCN or similar credit repair services they would share (positive or negative)?
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Has anyone ever used a credit repair service,do they work?
September 28, 2008 by blog100 · 6 Comments
Credit is bad, can any one tell me if credit repair services really work.
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What experience(s) has anyone had when using a credit repair/restoration company?
September 26, 2008 by blog100 · 2 Comments
I am conducting research on credit restoration/repair companies and scam artists. Anyone who reads my posts knows that I am a proponent of credit restoration. And I support using the three legitimate credit restoration companies in the US. But I would like to hear of any experiences people have had with others. I do not want to hear about Lexington Law. I already have mountains of data on them, and not much of it good. I want to hear about all the others out there. Let me know who you used and what the results were. People who only want to post that credit repair is a scam, please do waste my time with your uneducated claptrap, I want legitimate answers only please.
Thank you for your answer, Rose. I appreciate you taking the time to answer my question.
Lydia, I am in agreement with most of your answer, but I was just wondering what question are you answering? You posted it in the wrong place. Your answer has nothing to do with my question.
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Will be filing bankruptcy in about a month? Wanting to purchase home on land contract?
September 25, 2008 by blog100 · 3 Comments
Hi, we are preparing to file for bankruptcy. But we have found a house that we would like to buy on land contract. If we would sign the contract now and file for bankruptcy in a few months could this cause an problems with the land contract on the home? Thanks!
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Bankruptcy or choosing to default on credit card debt. What are the ramifications of each?
September 24, 2008 by blog100 · 9 Comments
I have A LOT of credit card debt from opening a business and having to sell it in one year because of family responsibilities. Saw a bankruptcy attorney, but the options don’t seem to work for me as there’s no way I could ever pay off these debts.
I know it’s very immoral, but what will actually happen if I just stop paying on them? I know I’ll be inendated with phone calls and lose my good credit standing, but can they attach my bank account or any other asset?
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How can I apply for car while in bankruptcy?
September 24, 2008 by blog100 · 5 Comments
How can I apply for car while in bankruptcy?
I filed for bankruptcy (chapter 13) to keep my home. I have a car that was not included in the bankruptcy that I would like to sell and buy a new one. Do I need to have authorization from the court or the trustee for this transaction?
I am not abusing the system. The reason I want to get buy I new car is because the one I have is a truck and I am spending too much in gas…I want to get an economic car.
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How can you stop a forclosure on your home?
September 23, 2008 by blog100 · 4 Comments
My parents have desperately been trying to hold on to there home but it is becoming more and more difficult to make the payments. It has been on the market now for close to two years, with no offers. My parents are now saying,They have to let the house go they can not afford it. They both have professional careers, is there a way out for them without losing their dream home?
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Can any-one recommend a DIY course for credit repair?
September 22, 2008 by blog100 · 3 Comments
I want to repair my credit score but do not want to pay a company to do it. Does any-one know where I can learn how to do it myself on the internet?
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What business credit cards are not attached to my personal credit?
September 19, 2008 by blog100 · 6 Comments
Hello, I am trying to find out how to build my business credit without being attached to my personal credit score. I would like to know if anybody has information regarding what credit cards are available to do this. I would love any free information or links to sites that can tell me how to build my business credit. Thanks!!
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How is your credit affected if you cancel a bankruptcy? How does it appear on your credit report?
September 18, 2008 by blog100 · 2 Comments
I filed for bankruptcy a few weeks ago but am now thinking of cancelling. From what I understand, once you have filed it is on your record, but what I want to know is that if I was to cancel the process, how does it show on my credit? Will appear as cancelled or will it just show that I did file for bankruptcy?
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