Does anyone know of a reputable credit repair company for accounts already reported as bad debt?
August 29, 2008 by blog100 · 6 Comments
CHRIS C said : )
What I would like to know is how to clean up my credit report of items that have already been placed there.
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What I would like to know is how to clean up my credit report of items that have already been placed there.
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What credit cards are made so that you are instantly approved or denied?
August 27, 2008 by blog100 · 12 Comments
ersan b said : )
I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
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I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
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How badly is your credit affected after bankruptcy? *Serious answers only*?
August 25, 2008 by blog100 · 4 Comments
vintageapple said : )
My husband and I are about to start bankruptcy, but I would like to know how badly it will really affect our credit. I know we cannot do much for owning our own home for approximately two years, but what about other debts, like car loans? Also, once someone has completed bankruptcy, what are some pointers you can offer to begin rebuilding credit (other than paying everything on time)? Thanks!
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My husband and I are about to start bankruptcy, but I would like to know how badly it will really affect our credit. I know we cannot do much for owning our own home for approximately two years, but what about other debts, like car loans? Also, once someone has completed bankruptcy, what are some pointers you can offer to begin rebuilding credit (other than paying everything on time)? Thanks!
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What all is proteced in bankruptcy in TX? If you are being sued, how much cash can you keep after bankruptcy?
canionboyd said : )
My family, along with their company, is being sued for nearly $2M. We, along with the company, will have to file for bankruptcy. Does bankruptcy protect some of our cash to live on, and what assets do courts typically expect to be sold off to pay the lawsuit assuming all other debts are paid?
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My family, along with their company, is being sued for nearly $2M. We, along with the company, will have to file for bankruptcy. Does bankruptcy protect some of our cash to live on, and what assets do courts typically expect to be sold off to pay the lawsuit assuming all other debts are paid?
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Where can I buy a giftcard that works anywhere credit cards are accepted?
August 20, 2008 by blog100 · 6 Comments
nothingface_78 said : )
I need to buy some giftcards (master card, visa, etc) that can be used anywhere credit cards can be used. The credit card sites ship out the cards obviously, but I need to buy them right away. Where can I walk into to buy these types of giftcards?
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I need to buy some giftcards (master card, visa, etc) that can be used anywhere credit cards can be used. The credit card sites ship out the cards obviously, but I need to buy them right away. Where can I walk into to buy these types of giftcards?
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Closing credit cards with a balance left on them to pay them off?
August 19, 2008 by blog100 · 6 Comments
Yahoo Answerer said : )
I want to make a new years resolution to pay off my credit cards, and I want to close them out to make sure I don’t get tempted to use them. Will that look bad on my credit score if I close them out, when they still have a balance? Also, do they carge extra for doing that? Thanks for ANY advice on this!
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I want to make a new years resolution to pay off my credit cards, and I want to close them out to make sure I don’t get tempted to use them. Will that look bad on my credit score if I close them out, when they still have a balance? Also, do they carge extra for doing that? Thanks for ANY advice on this!
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About How much money does a lender lose from doing a forclosure as opposed to a short sale?
Señor Answerrrrr said : )
I want to submit an offer for a true short sale. I want to know how much a lender might lose or even how much it will cost them if they go ahead and proceed with the forclosure. The money owed to the lender is about 150k. Please explain with some detail. Thanks alot!
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I want to submit an offer for a true short sale. I want to know how much a lender might lose or even how much it will cost them if they go ahead and proceed with the forclosure. The money owed to the lender is about 150k. Please explain with some detail. Thanks alot!
1800apply.com
Is having a lot of credit cards good or bad for your credit score?
August 15, 2008 by blog100 · 9 Comments
achyled said : )
I’ve heard both… my teacher said having a lot of credit cards will lower my score. But I also read that part of your credit score is based on the formula
I’ve heard both… my teacher said having a lot of credit cards will lower my score. But I also read that part of your credit score is based on the formula
how much you owe/ total credit , so in that case having more cards would be better. I have 7 cards and I only use 2 of them. Should I cancel my other cards?
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Is anyone actually doing short sale on preforclosers to help people out of forclosure ?
August 15, 2008 by blog100 · 4 Comments
rtriceslug said : )
When an owner of a property is in default they will soon be in forclosure. The bank records a deficiency at the county recorders office. The idea is that there is no equity left in the property due to large first mortgage and large second and maybe a third. Well at the forclosure the 2nd and 3rd will be wiped out. I would represent the owner and with proper documents talk to the 2nd and maybe 3rd mortgage holder, being the lender to discount their 2nd thus equity becomes available.
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When an owner of a property is in default they will soon be in forclosure. The bank records a deficiency at the county recorders office. The idea is that there is no equity left in the property due to large first mortgage and large second and maybe a third. Well at the forclosure the 2nd and 3rd will be wiped out. I would represent the owner and with proper documents talk to the 2nd and maybe 3rd mortgage holder, being the lender to discount their 2nd thus equity becomes available.
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How many credit cards can you have before they drop your credit score?
August 14, 2008 by blog100 · 5 Comments
Test said : )
I heard having too many credit cards can lower your FICO score even if you pay them full each month. How many can you get before they drop your score?
I heard having too many credit cards can lower your FICO score even if you pay them full each month. How many can you get before they drop your score?
I had problem getting a credit card when I had no credit history and then after I finally got one, I had difficult time getting another one, because banks said I had “too few” revolving accounts. Now I have 5 credit cards and only 1 of them carry balance. My balance to credit ratio is 6% and my FICO score is 740.
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