? said : )


I had a very bad injury and now no income, I can not afford to pay for car or any other bills, bankruptcy is only option. How hard is it to rebuild your credit?

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MEEK said : )


I would like to buy a eclipse for $6500 and currently only have $2000 in cash. I would like to be able to build some credit and could easily pay the car off in under 6 months. The main thing is that I don’t want to have to have comprehensive insurance on my vehicle while its on the loan cause the price of my insurance will go up $250 making outrageous in my mind. All help welcome thanks!

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pugazhenthi s said : )


I purchased a car before six months with a help of car loan. I would like to sell the car now. Do i need to pay my loan first and sell the car or is there any facility to transfer the loan to any buyer.

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T.J said : )


I filed for bankruptcy (chapter 7) a year ago and successfully had it discharged. I’m in teh process of rebuilding my credit and I pulled my credit report and all the creditors included in the bankruptcy have my accounts listed as “bankruptcy” which is destroying my credit score. Is there any way I can have those accounts removed since they are all closed and were included with the bankruptcy? Does anyone have any tips on rebuilding my credit? My score is currently 530 and I would like to raise it to the average but it seems like it hasn’t been going anywhere. What can I do?

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dominiquegilmer04 said : )


Is it possible to provide credit repair services to individuals without having an office enviornment to invite potential applicants to?

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John Doe said : )


I filed over 2 and a half years ago and was discharged little over 2 years ago. My question is how long after I am discharged do I have the right to include someone in on my bankruptcy? Because 2 months after I was discharged one creditor that wasnt on my bankruptcy but I was deliquent at the time of the discharge is now reporting negative info to the credit companies.

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Fire R said : )


I am filing bankruptcy and including an uninsured auto accident debt. The state says I need to provide them with the front and back page of bankruptcy, and the Schedule F. What is this? I need these to get my liscense reinstated, but I don’t know if I get these forms immediately, or I get them months down the road?

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dr said : )


I would like to learn how to do credit repair. Are there any certification programs? Any suggestions would be highly appreciated. Thank you.

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Gerri M said : )


and if the house sells at a Sheriff’s sale because of forclosure and it does not sell for the price that we owed the mortgage company, are we still responsible for the balance since we are filing bankruptcy?

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Michelle said : )


I want to fix my credit fast, because my husband and I want to buy a new house in about 6 months. There a lost of credit repair companies out there. They say that they can remove bad hits on your credit report.

Has this worked for anyone? If so, which company? How much did you have to pay them? How much did your credit score increase? How long did it take?

Thanks a bunch!

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