AMNESTY said : )


My car is a 05 honda pilot purchased used and we got a loan.
So, we had lots of probems and now we arent sure about the car:(
We had the car for 2 months.
I really dont mind paying 1 thousand to get out of the deal.

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bIGdADDY said : )


Please provide information about experiance or knowledge relating to the amount of time it takes to repair ones credit after a chapter 7 bankruptcy. All loans reaffrimed thru bankruptcy have always been on track and have remained current. Any info provided would be a great help. Thanks

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ashley. said : )


I recently found out that when I was about 5, my parents had to file for bankruptcy. My parents are now divorced. Since I am only 15, I don’t fully understand the concept of bankruptcy. What are the consequences of filing for bankruptcy? What are the benefits? And, What are the benefits of not filing for bankruptcy?

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Sierra B said : )


My brother is able to deduct the interest he pays on his farm equipment, and I’m able to deduct the interest I pay on a student loan… so I was wondering if anyone knows if it’s possible (or legal) to deduct the interest paid on an car loan come tax time?

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Stone C said : )


Currently my credit score is very low as i did not make any payments since1999 and so on because of which 3 of my Credit Card companies charge off, reported loss or Cancel/Closed the accounts, and they in turn sold them to Collection companies who are reporting them every year to the credit bureau, by which my account looks so bad most recently they reported in December 2005, I know it’s my mistake and i want to repair it, Some one told me that even if i repay the whole thing still it does not help me as the history of past 5to6 years still remains the same in you history is their any other way which helps me in repairing my credit, Please advice me a good solution.

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pyre said : )


I’m considering filing for bankruptcy. What does it cost?
What can you still buy a car and necessary things while under bankruptcy ?

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TL said : )


A seller is selling his motorcycle but claimed that the creditor has the title since he claimed bankruptcy.

“I do not have a title to this bike, however I could provide a bill of sale. I filed for bankruptcy about a year ago and cannot obtain a title. Whenever I filed for chapter 7, I got to keep the bike but the credit card company would not release the title to me.”

How can a buyer get a title and register it from the MVD? Or is the buyer out of luck.

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snwbrdr960 said : )


I came across some programs offered by, ex-bankers, ex-credit bureau agents that offer tactics and software that enable you to repair your credit. They claim to be able to create a new credit file. Anyone know if they work? What happens to your old credit file?

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ariel_okinawa said : )


In other words, my bankruptcy was discharged at the end of March, when will the credit report relect which accounts were thrown out in the bankruptcy?

Thanks!
DAS: I know that the items stay on the credit report, but they will have a note indicating that the were included in the bankruptcy so that any future creditors can see that the debt is not outstanding.

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Morgan B said : )


I co-signed for a vehicle for my son but now he wants to reduce his monthly expenses. I want to take over the payments and get him off the loan so he can go buy a cheaper car and be able to qualify for the financing. Is it possible to somehow get him off the loan without having to go through the bank and refinance? We live in CA and it is financed through Wells Fargo.

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