What, if anything, happens with credit when car loan is paid off?
September 30, 2007 by blog100 · 5 Comments
Megan B said : )
I own my car outright and my husbands car has 4 more payments before we own it outright. The payments are nearly $500 a month. How does this affect a credit score? Does the loan show as satisfied on his credit report once they record the final payment?
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I own my car outright and my husbands car has 4 more payments before we own it outright. The payments are nearly $500 a month. How does this affect a credit score? Does the loan show as satisfied on his credit report once they record the final payment?
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If you claim bankruptcy but already have your taxes done, what happens with your taxes?
September 23, 2007 by blog100 · 2 Comments
David S said : )
I have claimed bankruptcy, but did my taxes as common-law last year. So my trustee said that I would again have to do my taxes as common-law this year for my bankruptcy. So not that the taxes are done, and my girlfriend is going to be claiming bankruptcy, what happens in regards to her taxes since there already done. Also does my girlfriend get her tax refund, or because it’s common-law does the trustee take her taxes as well?
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I have claimed bankruptcy, but did my taxes as common-law last year. So my trustee said that I would again have to do my taxes as common-law this year for my bankruptcy. So not that the taxes are done, and my girlfriend is going to be claiming bankruptcy, what happens in regards to her taxes since there already done. Also does my girlfriend get her tax refund, or because it’s common-law does the trustee take her taxes as well?
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How to file Bankruptcy and is it recommended?
September 22, 2007 by blog100 · 3 Comments
eucalyptusrox said : )
How does one file Bankruptcy after job loss and stuck with a foreclosed home and repo’d automobile? Is this a long process and is it recommended? What are the key negative points if one chooses this route? Thank you!
Also, how likely is it that a broke jobless person will get sued and have wages garnished and bank accounts seized due to owing on a repo’d car?
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How does one file Bankruptcy after job loss and stuck with a foreclosed home and repo’d automobile? Is this a long process and is it recommended? What are the key negative points if one chooses this route? Thank you!
Also, how likely is it that a broke jobless person will get sued and have wages garnished and bank accounts seized due to owing on a repo’d car?
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What happens to a real mortgage when a debtor files for bankruptcy?
September 20, 2007 by blog100 · 2 Comments
JV said : )
I’m a creditor whose debt is secured by a real mortgage. I’ve received recently a notice that the debtor has filed for bankruptcy under chapter 7 of the US Bankruptcy code. What will happen to both my loan and my mortgage? Will I be enjoined from foreclosing the mortgage? The insolvent debtor by the way is an individual, not a corporation. Please prvide legal basis.
I’m a creditor whose debt is secured by a real mortgage. I’ve received recently a notice that the debtor has filed for bankruptcy under chapter 7 of the US Bankruptcy code. What will happen to both my loan and my mortgage? Will I be enjoined from foreclosing the mortgage? The insolvent debtor by the way is an individual, not a corporation. Please prvide legal basis.
Thank you. 
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What happens when I pay above the minimum for my car loan?
September 20, 2007 by blog100 · 7 Comments
LG said : )
Let’s say I have a 60 month car loan and I pay 170 a month. If for the first couple months, I pay a thousand dollars towards my loan, will my monthly minmum decrease for the rest of the life of the loan or will my loan period simply become shorter while my monthly minimum stays the same?
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Let’s say I have a 60 month car loan and I pay 170 a month. If for the first couple months, I pay a thousand dollars towards my loan, will my monthly minmum decrease for the rest of the life of the loan or will my loan period simply become shorter while my monthly minimum stays the same?
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How can you feasibly sell a car with a loan payment pending?
September 19, 2007 by blog100 · 5 Comments
drmuni said : )
Dear Yahoo folks, I have 2003 Honda CR-V, outstanding and looks just as new, with low mileage. I might be moving or other personal reasons, otherwise I will not sell this great crv. I want to sell it, but I am still making payments on a car loan?. Any suggestions to go about?.
Dear Yahoo folks, I have 2003 Honda CR-V, outstanding and looks just as new, with low mileage. I might be moving or other personal reasons, otherwise I will not sell this great crv. I want to sell it, but I am still making payments on a car loan?. Any suggestions to go about?.
A dealer want to buy but they can literally rip the actual value of the price down to unreasonable one? So, any advice?
Thanks to all of you for the important posts, please give me some details about the Payoff Note?, and other posters “What is signature loan?.
what do car max people do?, will they transfer the existing loan in their co’s name and buy my car?.
thanks,
muni
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What criteria do you need to meet to get a car loan?
September 16, 2007 by blog100 · 3 Comments
orsty3001 said : )
I’m looking for a car around the 10,000 dollar mark. I’ve never had a loan before or ever got anything on credit. I couldn’t find any strait forward information and am curious as what you would need to get a car loan.
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I’m looking for a car around the 10,000 dollar mark. I’ve never had a loan before or ever got anything on credit. I couldn’t find any strait forward information and am curious as what you would need to get a car loan.
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I have several paid up credit cards I want to close out, how will this affect my credit score?
September 16, 2007 by blog100 · 12 Comments
monicamellish said : )
I am working on paying off my credit cards because I am planning to retire in 3 to 5 years. Is it ok to close out these paid up cards all at one time or does it matter?
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I am working on paying off my credit cards because I am planning to retire in 3 to 5 years. Is it ok to close out these paid up cards all at one time or does it matter?
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When you file for personal bankruptcy, can creditors touch your equity in your home?
September 14, 2007 by blog100 · 6 Comments
cory said : )
I am thinking of filing for bankruptcy. Can creditors touch the equity I have in my home? What assets can they cease?
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I am thinking of filing for bankruptcy. Can creditors touch the equity I have in my home? What assets can they cease?
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If a bankruptcy is discharged is that good or bad for your credit rating?
September 13, 2007 by blog100 · 4 Comments
randyxd said : )
I filed for bankruptcy in 1998. Recently in my credit report there was a public notice saying it was discharged.
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I filed for bankruptcy in 1998. Recently in my credit report there was a public notice saying it was discharged.
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