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Is there a good way to repair your credit?

March 31, 2007 by blog100 · 5 Comments 

credit repair
carlacatering said : )


I hit a really tough time about 2 years ago, it started with the birth of my daughter and loosing my job afterwards. It seems like bad luck has just been following me! Is there a best way to go about repairing credit? I heard consolidation was not good.

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Any lawyers know the best way to start a solo bankruptcy practice?

March 31, 2007 by blog100 · 2 Comments 

bankruptcy
Louis B said : )


Are there any lawyers out there who practice bankruptcy who could tell me how difficult it would be to start a solo bankruptcy practice and how I might go about doing this. First, is this the kind of think that I could figure out with form books and software or should I work in a firm first? Also, could I mainly do Chapter 7’s or do I really need to do all kinds to stay afloat? Any helpful info by experienced bankruptcy lawyers would be greatly appreciated! I’m licensed in Mississippi if that helps.

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What’s the best and fastest way to repair credit?

March 30, 2007 by blog100 · 3 Comments 

credit repair
DTSheep said : )


i’ve had a shi*t run of bad luck to say the least. i don’t exactly no my credit score, but would love to know tips on how to repair besides just keeping up with current bills and such. Thanks.

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How can i open my own credit repair company?

March 29, 2007 by blog100 · 2 Comments 

credit repair
ruben218 said : )


I am a mortgage loan officer and always send customers who have credit issues to a credit company to clean off their credit. I know people can do this on their own, but many do not have the knowledge and time to do it. I have also cleaned customers credit myself including mine and my wife`s and friends and family members but i have been doing it for free. How do i go about it in opening my own credit repair company? Where do i start?

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What is the purpose of student credit cards?

March 26, 2007 by blog100 · 6 Comments 

credit cards
starfishblues said : )


I mean, I understand the concept of building credit and everything, but what is the point of student credit cards? What is the purpose? I’m sorry if this is a silly question, but I don’t really get it.

And can you trade them in after you’re no longer a student for a “real” credit card? Do people just keep them forever? I always thought closing accounts lowered your credit score?

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How can I get a bankruptcy removed from my credit report?

March 24, 2007 by blog100 · 10 Comments 

bankruptcy
LATANYA N said : )


I filed in 2001. I disputed my bankruptcy and a lien with all 3 credit bureaus.
Transunion removed the lien not the bankruptcy
Equifax removed the bankruptcy and not the lien
Experian wouldn’t remove neither one.

Now i know once you dispute an item the creditor has 30 days to respond or its removed from your file how can i get the others removed or do I just have to wait it out

If one bureau remove it dont the others have too.

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What is a good credit score when applying for a car loan?

March 17, 2007 by blog100 · 5 Comments 

car loan
bnlrta said : )


I want to apply for a car loan, but am afraid I will get turned down. I have all of my credit cards paid off, but have around $12,000.00 in student loans and owe $4,000.00 on the car I am currently driving. I only make around $27,000.00 a year. Will my debt to income ratio be too high?

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What to do with bonus- pay the credit cards or make an investment?

March 16, 2007 by blog100 · 10 Comments 

credit cards
armn2ka said : )


we never live with credit cards before. and now we have 5000$ on our credit cards that we cant close . we are doing a min paymant every month and trying to pay more than that. we will have a bonuce 7000$ at the end of the year. will it be beter to pay to credit cards at onece. or there is another way to pay credits(and put this bonus on investment).
I read about calling to creditors and talking with them, so they will give a 10-20% of if we will pay it atonce, but will it afect in bad way to our credit report.
Sorry for wrong English writing.
Will caling a creditor afect on credit report badly?

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Why the discounts and encouragement for credit cards only?

March 16, 2007 by blog100 · 1 Comment 

credit cards
AG said : )


Request to confirm the logic behind the encouragement and discounts being offered only on credit cards and not on debit cards. Infact the debit cards should be more reliable and trust-worthy. Also the airline companies and even some shop-keepers always tries to avoid or do not allow purchases on a debit card. What’s the benefit of a shop-keeper other than the card company in this transaction. Can we raise our voice against this discrimination?

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How much do Credit Repair companies charge?

March 14, 2007 by blog100 · 12 Comments 

credit repair
Radiostar73 said : )


Any idea how much it costs to have a credit repair company try and fix your credit report
I know that credit repair is mostly a scam, but I’m curious about the actual amount

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